Topsheet was built to answer a simple question: if you own three mutual funds, do you actually own three different things? Most of the time, you don't — and we built the tools to prove it.
The Indian mutual fund industry manages over ₹60 lakh crore in assets. Millions of investors hold multiple funds, often without realising how much they overlap. A Large Cap fund and a Flexicap fund from the same AMC can hold 70% of the same stocks.
Topsheet was founded to close this information gap. We source and structure monthly portfolio disclosures into a clean database, and build analytical tools that turn raw holdings data into decisions — without asking you to upload a CAS statement or link a broker account.
Our goal is simple: give every investor and advisor the same quality of portfolio intelligence that was previously only available to institutions.
We show you the actual data — real ISINs, real weights, real sector classifications. We never substitute estimates for facts.
Every analysis is traceable to source data. We do not smooth, interpolate, or fill gaps with guesses. If data is missing, we say so — we don't hide it.
Every tool is designed around decisions advisors and investors actually face: "Am I over-diversified?", "How would my portfolio behave in a crash?", "Which fund is redundant?"
Our stress-test numbers are estimates based on sector weights and historical shocks — not predictions. Every tool clearly states what data it uses and where estimates are involved. We do not pretend otherwise.
The platform is actively developed. Seven tools are live and more are on the roadmap — multi-AMC coverage, drawdown comparison across funds, and advisor dashboards.
We do not send marketing emails, push notifications, or "investment tips." Topsheet is a tool, not a content platform. Use it when you need it.
Topsheet is built by a small team with backgrounds in asset management, data engineering, and product design. We are long-term investors ourselves — which is exactly why we built this.
Kushagra graduated from IIT Kanpur with a dual degree in Electrical Engineering, earning the Institute Silver Medal for topping his class. He also holds an MS from the University of Illinois at Urbana-Champaign. He then went on to work at Goldman Sachs as a quantitative strategist and risk manager for 7 years. He also holds multiple certifications in finance and data science, including FRM Level 1, and is an AMFI registered mutual fund distributor. He is also a long-term investor and trader, and built Topsheet to give every investor access to the kind of portfolio analytics that are usually reserved for institutions.